CHICAGO, IL, August 12, 2009 /24-7PressRelease/ -- Everyone's looking for ways to reduce their bills, including lowering their auto insurance. Generally, that means altering the amount and types of coverage that are included in your policy. But what if your policy fulfills all of your auto insurance needs as is?
Saving money on your auto insurance quotes without altering your policy is definitely possible, according to a recent article released on InsuranceAgents.com.
"Reduce your auto insurance by making you and your car safe," recommends the InsuranceAgents.com article, 'Rules Of The Road: Lower Your Auto Insurance.' "Let your agent know if you've got four-wheel drive, anti-lock brakes, automatic seatbelts, airbags, an anti-theft alarm system, etc. All of these safety features help in reducing your auto insurance costs because it cuts the risk of accidents and theft."
Anything that makes you more of a low-risk driver looks good to your auto insurance company. If you don't have these safety features, consider investing in them.
Other ways to reduce your auto insurance without altering the coverage options include obeying traffic laws and maintaining a clean record; wearing a seatbelt (including passengers), and keeping up with auto maintenance.
"Take care of your car--get the oil, the brakes, the tires, lights, fuel and air filters, batter and ignition systems, etc. all checked regularly," recommends the InsuranceAgents.com article. "Once a year (at the very least!) should do the trick; check the oil more than that, changing it every three months or every 3,000 miles. Keeping the car fine-tuned has you on the road to reducing your auto insurance costs."
Reports show that when people begin to struggle financially, oftentimes the first bill to go is the insurance, leaving the (former) policyholder without any financial security for their assets. Other times they'll reduce the amount of coverage they have on the policy to lower insurance costs. Neither option is ideal or strictly necessary. Following simple rules of the road is an easy way to reduce your auto insurance and still maintaining proper coverage. Just keep your insurance agent in the loop. Your auto insurance agent isn't going to automatically know when and why your premium should be reduced, so it's up to you to take the initiative and ask for the reductions and discounts.
For further ways to reduce your auto insurance premium, visit InsuranceAgents.com.
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Website: http://www.insuranceagents.com/
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