Guide to Finding College Student Auto Insurance Published

    CHICAGO, IL, October 11, 2009 /24-7PressRelease/ -- When students leave for their first year of college, they worry about registration and roommates, textbooks and studying. But how many remember to bring along car insurance? For those college students who plan on bringing their cars along with them to campus, sufficient auto insurance needs to be a top priority, according to a new InsuranceAgents.com article, Scholarly Coverage: College Student Auto Insurance.

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College students are notorious for being on a budget, which makes it hard to find auto insurance that is affordable. Car insurance for young drivers can get pretty expensive (statistically, they're among the riskiest drivers on the road). And the most competitive quotes won't be available to drivers until they are at least 25.

However, there are a number of things college students looking for affordable auto insurance can do:
-- Maintain a good driving record - Good drivers usually get the lowest auto insurance premiums.
-- Take a defensive driving class - Some drivers don't have a clean record but are looking for a way to save on college student auto insurance. They should start by taking a defensive driving course. It shows insurers that the student is serious about driving more carefully in the future.
-- Get added to a parent's policy - College students who are added to their parents auto insurance policy will save much more than if they purchase their own separate college student insurance policy.
-- Inquire about discounts - "Your auto insurance company might offer discounts for low-mileage driving or for making good grades in school. Ask your auto insurance agent about any student auto insurance discounts you might be eligible for," the article states.
-- Shop online for quotes - Students would do well to shop online for auto insurance quotes. By comparing policies and quotes, they can find the most affordable and appropriate policy for them.

Whichever way(s) students choose to find low-cost college student auto insurance, it's imperative that the insurance is obtained. Why? Because in most parts of the U.S. it is illegal to drive on the road without at least the most basic auto insurance. Not only is it illegal, but it is highly financially irresponsible.

To compare auto insurance quotes and to find other ways to save on car insurance, visit InsuranceAgents.com.

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InsuranceAgents.com connects consumers with local insurance agencies, and provides expert articles to help consumers make the right decisions.

Website: http://www.insuranceagents.com/

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