College Students Living in Dorms Can Obtain Renters Insurance

    CHICAGO, IL, November 23, 2009 /24-7PressRelease/ -- Mini fridge? Check. DVD collection? Check. Laptop? Check. Renters insurance? Renters insurance? Bueller...? Bueller...?

Most college students, especially those in their first or second year of undergraduate studies, live in the dorms. It's a nice transition between living at home and living in a house or apartment. It is supervised, meals are provided, and it also provides a nice entry way into the social structure of college. Living in a dorm does not require renters insurance but according to an article recently published on InsuranceAgents.com, all students who live in a dorm should consider renters insurance.

"Dorms fall under the same category as apartments, rented housing, and other temporary living situations that require renters insurance for coverage of your personal items," states the InsuranceAgents.com article titled, 'Renters Insurance Applicable to Dorm Living.'. "You will want your policy to focus on contents coverage. This will come in handy for the common valuables most college students own," including laptops, TVs, MP3 players, clothing, jewelry, etc.

Throughout the course of the year, most college students let down their guard when it comes to how they interact with their fellow students. At first, they are looked at as strangers but eventually most students start keeping their door unlocked and inviting other dorm dwellers into their quarters which can unfortunately lead to theft, vandalism, and damage of various valuables. A renters insurance policy tailored specifically for dorm life will cure this.

Also, most dormitory buildings have seen better years. Some date back to the early-1900s and thus are more susceptible to fire and other kinds of damage. If a student's dorm building burns down then chances are their university will not replace their valuable items. Again, that is where renters insurance comes in.

Students who live in the dorms require a specific type of renters insurance. Visit InsuranceAgents.com to find out more today.

InsuranceAgents.com, an INC500 fastest growing company, provides expert articles and insurane quotes from up to five local agents.

Website: http://www.insuranceagents.com/

# # #