Web Site Educates College Students about Student Credit Cards

    /24-7PressRelease/ - April 01, 2006 - With more and more college students looking to obtain credit cards, CreditCardAssist.com has answered a growing consumer need by providing a comprehensive site built to educate college students about the various types of student credit cards available.

Many college students are drawn to the idea of applying for a credit card in order to obtain the freedom and flexibility associated with credit cards. Yet, many have trouble obtaining a credit card because of their limited credit history. CreditCardAssist.com advises college students about the choices available to them and provides them with the information they need to obtain a credit card despite having a limited credit history.

CreditCardAssist.com explains the differences between secured and unsecured student credit cards, providing an honest evaluation of the pros and cons of each. It also warns that, while secured credit cards may allow the student's parents to better monitor the spending of their college-aged child, they are often associated with high fees. Unsecured credit cards, however, allow college students to take out loans in accordance with the pre-established credit limit. As such, students run the risk of accumulating an insurmountable debt, which can ultimately ruin their credit rating. According to CreditCardAssist.com, both types of credit cards go a long way toward helping the college student establish and build a strong credit history when used appropriately.

CreditCardAssist.com provides in-depth information to those interested in student credit cards on their website, ( http://www.creditcardassist.com/student/creditcards.html ). Here, students and parents can compare a number of student credit cards, both secured and unsecured, in order to find the one that bests suits their lifestyle. CreditCardAssist.com recommends paying close attention to interest rates, annual fees, and participation fees when selecting the card. According to CreditCardAssist.com, consumers looking to establish credit with a student credit card also need to be sure the card they choose reports to the major credit bureaus.

CreditCardAssist.com maintains that student credit cards provide many of the same benefits associated with standard credit cards, such as purchase protection and protection from liability for unauthorized Internet transactions. Some also offer special cash back or reward programs. These benefits and programs are, however, generally scaled down with credit cards for college students. Therefore, consumers need to take their time to carefully evaluate each card and the benefits it offers before making a selection.

CreditCardAssist.com, which is based in Los Angeles, is dedicated to providing consumers with comprehensive and valuable credit card information, included credit cards for college students. For more information, visit the company's Web site at http://www.creditcardassist.com

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