InsuranceAgents.com Discusses Why Under 21 Auto Insurance Is So High

    CHICAGO, IL, January 17, 2010 /24-7PressRelease/ -- Most teen drivers and their parents know all too well that under 21 car insurance is higher than normal. Simply put, the reason why under 21 car insurance is so high and other types of insurance are higher than normal has to do with one main factor: risk.

According to an article recently published on InsuranceAgents.com, teen drivers are typically looked at in an unflattering light and are labeled as high risk. However, if you are a teen or a parent of a teen and want to separate from that label then there are steps you can take to lower your rate.

"One of the most important ways to secure the most affordable and extensive under 21 car insurance, you should compare auto insurance quotes online," states the article titled, 'Under 21 Car Insurance: The Facts.' "There are a number of other ways you can lower your risk as well as your under 21 car insurance rates but that is the easiest and one of the more effective means."

Other than shopping online for auto insurance quotes, you can also take other steps in lowering your under 21 car insurance. Maintaining a clean driving record seems like a no-brainer but it is the easiest and most effective way to prove to your insurance company that you are low risk.

If you do not have a perfect driving record then don't worry because there are steps you can take to improve it. Taking a safe driving course--even if it is not court ordered--is another important way to prove to your insurance company that you are low risk. And don't forget performing well in school. Making good grades shows that you take your education seriously and many insurance companies therefore assume you take your driving seriously as well.

Are you married? That could help as well. "As unorthodox as it may sound, being married is another way to keep your under 21 car insurance as low as possible," the article states. "That is not to say you should get married in order to secure low insurance rates but being married shows a certain level of responsibility that many insurance companies assume carries over to your driving."

Visit InsuranceAgents.com to get in touch with an auto insurance agent about what kind of auto insurance quotes you are eligible for. You might also want to inquire about ways you can lower your risk and lower your under 21 car insurance.

Staff contribution: Kyle Fitzsimmons

InsuranceAgents.com connects consumers with local insurance agents, and provides expert articles to help consumers make the right decisions.

Website: http://www.insuranceagents.com/

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