Young Drivers Cause Own Auto Insurance Rates to Increase

    RANCHO CUCAMONGA, May 13, 2010 /24-7PressRelease/ -- Younger motorists are well aware of the cost of auto insurance and how expensive it can be, but they may not know exactly why; these young drivers account for a large number of traffic accidents caused due to inexperience, bad judgment and a number of driver distractions which lead to inflated premiums for this age group. By practicing safe and responsible driving behind the wheel, a younger driver may be able to get cheaper coverage down the road.

If a motorist is under the age of 21 and especially in their teens then locating cheap car insurance for young drivers can be quite a difficult task. Due to statistical data compiled over the years, it shows that these younger motorists are much more of a risk to insure and far more likely to be in an accident compared to mature drivers. According to a study conducted by the Kentucky Office of Highway Safety, it states, "In 2008 there were 26,660 total crashes involving drivers under 21 years of age. These crashes resulted in 8,966 injuries and 138 fatalities."

Source: http://highwaysafety.ky.gov/files/tip_sheets/youngdrivers.pdf

Although statistics show the likelihood of youths being involved in collisions is higher, there are steps that can lead to cheaper rates; the most important step is not to become a statistic. A youth should always pay attention to the road, use good judgment while driving, not drink and drive and not speed. This may sound obvious, but distractions, lack of experience, driving while impaired and driving aggressively all lead to the majority of accidents, especially for those under the age of 21.

As time progresses and a youth continues to practice safe driving they should be able to watch their premiums decline, possibly by 20% after three years. By visiting http://www.onlineautoinsurance.com/teenagers/cheapest-car-insurance-young-drivers.htm, young drivers can get helpful tips which may assist in reducing the cost of coverage.

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