PRINCETON, NJ, September 25, 2010 /24-7PressRelease/ -- Most professional financial planners will tell you that planning for retirement is an ongoing process that requires a comprehensive strategy with continuous reviews and adjustments. This usually means a commitment of both time and money either by hiring a professional financial advisor or dedicating the resources to acquiring and learning a professional financial planning software like ExecPlan Express.
Though ExecPlan Express is an easy to use application because of its needs based analysis design and its focus on the basic fundamentals of retirement planning, it is still a financial planning tool suited for professional advisors or consumers who are looking to do more in-depth cash flow analysis, income tax strategy, estate plan, or life insurance analysis. The problem for most consumers is that sometimes they are confronted with simpler financial issues like "how much do I save by refinancing my home".
Investing in personal finance software or hiring a professional financial advisor to figure out this answer may be costly and unnecessary for some people. Indeed, there are more benefits from refinancing you home than simply how much money you are saving.
The savings could free up cash flow to add to your 401k, which in return will lower your income taxes. Cash out refinancing could also help consolidate debt and improve cash flow while improving your balance sheet. ExecPlan Express incorporates a year by year income tax and cash flow analysis in its retirement projections that allows the user the ability to look at these "What ifs".
However for those who are not interested or ready to make a commitment to looking for all the answers, ExecPlan Express has just recently added a series of financial calculators that are free and can help individuals evaluate basic calculations like home refinancing, Required Minimum Distributions (RMD), annuity payments and saving schedules for special events like a wedding.
"We have seen a rush of consumers interested in purchasing our professional financial planning software to manage their own finances, but some individuals are just looking for basic retirement calculators as well" explains Robert Fourman director of sales and marketing. "By providing these tools to the general public for free, we believe that some people will find taking control and learning about their personal finances will in the long run be rewarding both personally and financially and some will enviably see the value of stepping up to our professional product line".
These online financial planning tools are available for anyone to use for free at www.execplanexpress.com. Professional advisors or consumers looking for a comprehensive personal financial planning software can also obtain from the website a free 30 day unrestricted trial version of ExecPlan Express, detailed sample reports, online tutorials, or can purchase the software for $299.
Sawhney Systems is a provided of comprehensive financial planning software for the professional financial advisor. For information on our products ExecPlan and ExecPlan Express please contact us at (800) 850-8444.
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